Hey there! If you’re wondering whether PAN card age limit for a newborn, teenager, or even yourself (if you’re a senior citizen) can get a PAN card, you’re in the right place.
Short answer?
✅ There is NO minimum or maximum age limit for a PAN card in India.
That’s right—whether you’re applying for your 2-day-old baby, a 16-year-old student, or an 80-year-old grandparent, anyone can get a PAN card at any age.
But how? What documents are needed? And why would a minor even need a PAN card?
Table of Contents
PAN Card Age Requirements for Adults and Minors
Can a Child Apply for a PAN Card? What is the Minimum Age?
Many parents ask: “Can my newborn get a PAN card?“
The answer is YES! Here’s the breakdown:
- Newborns & Infants: Even a 1-day-old baby can have a PAN card.
- Minors (Below 18): Allowed, but a parent/guardian must apply on their behalf.
- Students (Any Age): Needed if they have bank accounts, scholarships, or investments.
- Adults & Seniors: No upper age limit—anyone can apply.
Real-life example:
If your 12-year-old has a fixed deposit (FD) earning ₹15,000 in interest, they need a PAN card to avoid 20% TDS deduction.
Why Is There No PAN Card Age Limit?
The Income Tax Department does not age restrict PAN cards since:
✔ Minors can inherit property, stocks, or mutual funds.
✔ Parents invest in child plans, PPF, or Sukanya Samriddhi Yojana.
✔ NRI children need PAN for overseas financial transactions.
Fun Fact: Over 5 lakh minors in India already have PAN cards!
How to Apply for a Minor’s PAN Card (2025 Process)
Documents Required for a Child’s PAN
Since minors can’t sign, parents/guardians must submit:
📌 Child’s Proof of Age (Any ONE):
- Birth Certificate
- Aadhaar Card (if issued)
- Passport (for NRIs)
📌 Parent/Guardian’s ID Proof:
- Aadhaar
- Voter ID
- Passport
📌 Parent’s PAN Card (Mandatory for linking)
📌 Child’s Passport Photo (White background, 35mm x 35mm)
Pro Tip: No address proof is needed if applying with Aadhaar.
Step-by-Step Application Process
Option 1: Online (Fastest – 5 Minutes)
1️⃣ Visit NSDL PAN Portal or UTIITSL
2️⃣ Select Form 49A (for Indian minors)
3️⃣ Fill in the details of child and parent’s PAN
4️⃣ Upload documents & pay ₹93 (online fee)
5️⃣ Track status via Acknowledgement Number
Option 2: Offline (Via PAN Center)
1️⃣ Download Form 49A from NSDL
2️⃣ Submit with documents at nearest PAN center
3️⃣ Pay ₹110 (cash/card)
Processing Time: 15-20 days
Common PAN Card Age Limit FAQs
1. Can a 16-Year-Old Apply for PAN Themselves?
❌ No. Until the youngster becomes eighteen, a parent or guardian has to apply. After that, they can update their signature.
2. Is PAN Mandatory for School Students?
Only if they:
- Have a bank account with interest over ₹10,000/year
- Own stocks/mutual funds
- Are NRIs with foreign assets
3. What If a Minor’s PAN Details Change After 18?
They can update details (name, photo, signature) via PAN correction form.
4. Can an NRI Child Get a PAN Without Aadhaar?
✅ Yes! Use passport + overseas address proof instead.
Why Should Minors Have a PAN Card?
1. Financial Benefits
- Investments: Needed for mutual funds, PPF, stocks in the child’s name.
- Tax Savings: Avoids TDS on FDs/interest above ₹10,000.
- Scholarships: Some institutions require PAN for verification.
2. Future-Proofing
College Admissions: Some universities ask for PAN.
Part-Time Jobs: Teens with PAN can file ITR.
Case Study:
Rahul (age 14) had a ₹50,000 FD earning ₹3,500 interest. Without PAN, 20% TDS was cut! After getting PAN, his parents claimed a refund.
Myths About PAN Card Age Limit
❌ Myth 1: “Minors don’t need PAN.”
✅ Truth: Required if they have income/assets.
❌ Myth 2: “PAN can’t be updated after 18.”
✅ Truth: Easily update signatures/photos later.
Next Steps:
1️⃣ Gather documents (birth certificate + parent’s PAN)
2️⃣ Apply online via NSDL PAN Portal
3️⃣ Share this guide with other parents!
Got Questions? Ask Below! 😊
📌 Quick Links:
🔗 NSDL PAN Portal
🔗 UTIITSL PAN Services
🔗 PAN Card Correction Form
Final Thought:
Getting a PAN card for your child, no matter how young, is simpler than you think! Whether it’s for securing their financial future, avoiding TDS cuts on investments, or preparing for college admissions, this guide has covered everything you need.
Remember, there’s no age barrier – from newborns to grandparents, everyone can benefit from having a PAN. The process is quick, online, and totally worth it. So go ahead, apply today, and give your child a head start in their financial journey!
Disclaimer:
The information in this guide is based on official NSDL and Income Tax Department rules (2025). While we’ve made sure everything is accurate, PAN card processes may occasionally change. For the latest updates, always check gov. in websites or consult a tax expert.
We’re not affiliated with the government – just here to simplify things for you! If you spot any outdated info, kindly let us know so we can keep this guide helpful for other parents. 😊
Also read: How long does it take to get a PAN card?
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